Terms of Service

Please note that your use of and access to the Services (as defined below) are subject to the following terms; if you do not agree to all of these terms, you may not use or access the Services in any manner.

1. Introduction

These Terms of Use (these "Terms"), together with any documents expressly incorporated by reference in these Terms, represent an agreement between you and To Have & To Hold and contain the terms and conditions governing your use of and access to our website at https://thth.ng, our mobile application, and all affiliated websites and services (collectively, the "Services").

2. What are the requirements to use the Services?

To use the Services, you must:

• Accept and agree to these Terms and our Privacy Policy.
• Register with us on the Website.
• Be at least eighteen (18) years of age.
• Have a Bank Account with a Nigerian financial institution.
• Provide all information requested by us, such as your name, email address, mobile device number, and online credentials for your Bank Account.

3. How do I use the Services?

The purpose of the Services is to help you plan and manage events with minimal effort. To Have & To Hold provides tools for event organization, photography booking, and instant polaroid printing services.

4. Are there any fees for using the Services?

Fees for specific services (such as polaroid printing or event coverage) are disclosed at the point of purchase. We reserve the right to change our fees or introduce new charges in the future. We will notify you before charging any additional fees by delivering notice to you electronically or by posting such fees on the Website.

5. What are some restrictions on using the Services?

You may only use the Services for your own personal, non-commercial use and not on behalf of or for the benefit of any third party. Your use of the Services must comply with all applicable laws.

6. Account Information

You may obtain information about your account and history at any time by logging into your account on the Website or App.

7. Termination

You may stop using the Services and close your To Have & To Hold Account at any time by contacting us at hello@thth.ng and providing sufficient information for us to verify your identity.

8. Privacy

To Have & To Hold takes the privacy of its users very seriously. You understand that by using the Services, you consent to the collection, use, storage, and disclosure of your information as set forth in these Terms and our Privacy Policy.

9. Changes to Terms

We reserve the right, subject to applicable law, to deliver to you any notice of changes to existing terms or the addition of new terms by posting an updated version of these Terms on the Website or delivering notice thereof to you electronically.

If you have any questions, complaints, feedback, or concerns regarding these Terms or the Services, please contact us at hello@thth.ng.